About a Cartesian Bank

About a Cartesian Bank:


Due to my other projects, I miss time for something like this, even if I have some wise projects for my money; also I hope that some contributions (see the last post) will bring some.



To loan:



The useful and fair virtue: in order to help to do some virtuous things with enough warranties for the return, without forgetting the fact that for the damages which occurred on what has been lent, there should be a compensation, and this following the price in effect. Otherwise for the interest what should be taken into account are the costs of management, the risk of use against the interest of the lender; also the motivation in order to compensate for the psychological uneasiness coming from the possibility of absence of return, if nothing is done in order to assure that this can not occur. Lastly the fact to have a capital only for loaning money is acceptable, if this is well done, so by having the office of a person of Law, by checking the morality of the borrowers and of their request; as well it can be good to encourage virtue by some growing advantages for the maintenance of a good social order.



The useless and unfair vice: in order to keep going vice, and/or without some good warranties about the return, what pushes to some grave actions in order to recover a possession, which can annihilate the life of a person and of this one’s entourage, while the guarantee to not have to come to this is preferable; unless one is vicious to the point of being perverse, what can go as far as wanting to do an additional margin with the sale of what has been taken for the compensation of the absence of recovery, but here one risks the hatred of some persons who do not have a lot of things which are attaching them to life. Lastly for the interest it is bad to ask too much of it with paying oneself above the merit of the office and the incurred risks, and to favor vice.

To contribute

To contribute (about money):




The useful and fair virtue: give some money in order to carry out a virtuous project for which one has a more or less direct interest, what a tax can organize in some cases (knowing this one can bring some returns). For instance, in the case of a virtuous work of which one knows that it will be useful for the state, but which by its character is not being sold directly to the public in a quantity representing its merit (not commercial), public who nonetheless will benefit from it more or less directly, it is true in this case a tax can be organized in order to reward the merit of the one (or those) who has (have) produced this work.



The useless and unfair vice: the same thing for a vicious project. For example: in order to make lose confidence to those who deserve more.

Two new possibilities

(Updated on April 6, 2025)

The possibility of a spiritual relative democratic republic

Summary (I am proud to announce that J.-J. Rousseau and (De) Montesquieu did not not propose any new model of constitution like I am doing.):

“…But if it is true that a great prince is a rare man, what will a great legislator be like? The first has only to follow the model that the other must propose…” J.-J. Rousseau dans “Du contrat social” livre 2, chapitre 7.


This one would be a variant for the moderated democracy (and less expensive to run), which would consider and respect the intellectual and moral hierarchy in all the people[1], permitting thus a better equilibrium between the different parts of the population (when all of it has to take a decision without any representative, what progress permits more), and a better blossoming of the family by the intermediate of a feminine institution (with the possibility of a woman as a president and a kind of government…) permitting more independence to women (what would allow them to develop some works without any masculine pressure, and then to prove what they are able to do) after having considered the importance to have some children before living with more independence (but this breeding period should be accompanied with some rights in order that both parts of the couple have the same amount of respect, like the right to vote for women…) ; what the increase of the number of the rather old women justifies currently.

[1] See: http://eternal-cartesian.blogspot.com/2010/03/absolute-democratic-republic.html

Also the possibility of an aristocratic polyarchy  

Extracts

For a small state, monarchy (meaning, ruled by a single individual) can be more easily applicable than in a large state, because a monarch who is competent (and therefore wise) in different areas can more easily rule the different powers (an advantage being to have more coherence between the powers), because there are fewer different cases and therefore fewer laws, for example; thus it can remain rational considering the skills of a single man. Which implies that beyond a certain size a state may have to separate powers (an advantage being to minimize abuses while coherence becomes difficult to manage), which could give rise to what I call a "polyarchy" which could be ruled by several kings (accompanied by several queens), one for the judicial power, one for the legislative power and one for the executive power. It could also be possible to determine the biological age (health) after which a king should give way to a new king…

...Here I consider the fact that there is a basic natural order, for the organization between humans, predisposed in our genome and that this order would have been disrupted because of the consumption of certain products such as alcohol (religious tradition as with Christianity), tobacco, drugs (persistent traditions of certain countries that have become Muslim for example) and other products of the same kind. Also this consideration comes from the fact of personal observation that such an order can be observed with other living beings than humans and that this order can be disrupted by particular chemical products, but I still keep a hypothetical character to this human natural order. In addition we can note that if there is a basic human natural order, we are made to flourish and be happy in this order, thwarting instinct for too long and too strongly does not generally lead to happiness; so I consider this order for the human happiness...

... and women being led by a strong instinct, would organize themselves in a feminine way among themselves and in relation to men in a way that would be less problematic than with the consumption of the contraceptive pill which alters the presence of estrogen which partly defines feminine nature, or with the consumption of alcohol, tobacco, drugs or other products of the same type which disrupt feminine behavior (without forgetting diet, sport, sleep, etc.)...

If you want to read these constitutions, you can have a look here: https://eternal-cartesian.blogspot.com/2022/07/you-can-read-it-like-book-good-for-mind.html

Federation

(Updated on March 24, 2025)

  It is the union of different states, which follow some common rules under a common leadership, and keeping also a bit of independence in order to avoid better the possible neighboring corruption ; more the federation is composed of a high number of different states, more the cohesiveness has to be good in order to ensure an equivalent functioning in all the parts, especially if these states have a rather high population and area, because the listlessness in the changes is a lot more important, because some parts of the population resist in bulk to some other parts which like in the areas close to the border are more open to the foreign influences ; thus it is preferable at least that there are not any tension between the populations of the different states. On the top of that in order that it functions well it is better that the constitutions of the different states are applied at least to some governments which have the same basis, like with some republics (which if the heredity is good can be close to certain monarchies) ; if not certain important splits that it implies can engender some resistances which are the ones from the transition between a manner to govern and an other one ; this is important in order that the different parts can use the same laws according to some interpretations the closest possible.


  Republics (and some monarchies sufficiently concerned with good health) having to maintain a moral standard (so of good health) sufficient in order to orient well the decisions of the people, they must have a cohesiveness the strongest possible, thus their size is preferable when it is restricted, according to what they have to unite in order to resist in the case of an attack of a (some) state(s) less concerned by its (their) cohesion(s) for example ; but it is true that the limitation of the territory seems strange if we consider the current republics, and this because of some things which did correct this problem like transports and media, if there is an effort in order to minimize the possibility to spread vices too much. But it is more difficult to make cohabit some states like some monarchies which let easily vice spread and are thus aggressive, with some others which have to maintain virtue (so wisdom) hence a rather peaceful atmosphere (see “The Spirit of Laws”, book 9, by Montesquieu). But if a union has to be done between some too much different states and then too much independent ones, there is all the same the possibility to make turn the government between the different members (see J.J. Rousseau, “The Social Contract”, book 3, chapter 13).